Agreement of Terms
Please carefully read these terms, conditions, and disclaimers (collectively "Terms"), all of which govern the use of this Web Site ("Site") and its content. By accessing this Site, you agree to be bound by all of these Terms. California First National Bancorp ("CFNB") has the right to amend these Terms at any time without notice and at its sole discretion. If you do not agree to these Terms, you should immediately cease use of this Site.

Use of this Site
The information published on this Site is provided by CFNB and may be used for information purposes only. While CFNB has tried to provide accurate and timely information, the content of this Site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. CFNB reserves the right, in its sole discretion, to correct any errors or omissions in any portion of this Site and to change the content of this Site without notice. CFNB may change the products, services, and any other information described on this Site at any time. You should verify all information before relying on it and decisions based on information contained in this Site are your sole responsibility. If you need specific details about any information contained in this Site, you should contact CFNB as indicated on the Contact Us page.

Limited License
Subject to the terms and conditions set forth herein, CFNB grants you a non-exclusive, non-transferable, limited right to access, use and display this Site and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the Site in any way. You agree not to provide any link or hyper-link to this Site without the express written consent of CFNB.

Third Party Sites
As a convenience to you, there may appear certain links in this Site that connect to other Web sites operated by third parties over whom CFNB has no control. CFNB makes no representations as to the accuracy or any other aspect of information contained in other Web sites. CFNB does not endorse or guarantee the products, information or recommendations provided by or through any such third party web sites.

Exclusion of Warranties
CFNB MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OR COMPLETENESS OF THE INFORMATION CONTAINED ON THIS SITE. ALL INFORMATION IN THIS SITE IS PROVIDED "AS IS", WITH NO GUARANTEE OF COMPLETENESS, ACCURACY OR TIMELINESS, AND WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF PERFORMANCE MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Limitations of Damages
NEITHER CFNB NOR ANY OF ITS SUBSIDIARY OR AFFILIATE ENTITIES, OFFICERS, AGENTS OR EMPLOYEES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE, THE INABILITY TO ACCESS THE SITE, SITE-RELATED SERVICES, FUNCTIONS, CONTENT OR MATERIALS CONTAINED IN THE SITE AND/OR THE INTERCEPTION BY THIRD PARTIES OF INFORMATION YOU MAY PROVIDE TO CFNB ELECTRONICALLY. CFNB IS NOT LIABLE FOR ANY DAMAGES OR LOSSES THAT MAY BE CAUSED TO ANY EQUIPMENT AND SOFTWARE DUE TO ANY VIRUSES, DEFECTS OR MALFUNCTIONS IN CONNECTION WITH ACCESS OR USE OF THIS SITE.

BY TRANSMITTING INFORMATION THROUGH THIS SITE, YOU ACCEPT THE RISK THAT THE INFORMATION YOU TRANSMIT TO US, AND ANY INFORMATION THAT WE TRANSMIT TO YOU, MAY BE INTERCEPTED BY THIRD PARTIES.

No Distribution of Personal Information
CFNB will not voluntary share, sell or otherwise disclose to third parties any personal information obtained from visitors to the Site, except to the extent appropriate for your communication. For example, it is necessary to use personal data that you voluntarily submit in connection with your application for a bank customer account, loan, credit card or other financial services. If you are a customer or prospective customer of California First National Bank, please refer to its Security & Privacy Statement.

Applicable Law
Unless otherwise specified, CFNB controls and operates this Site from its offices within the State of California. Accordingly, the laws of the State of California govern these Terms. These Terms represent your entire agreement with CFNB regarding your access and use of the Site and its content.

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